You will often hear people say how homeless people are just lazy bums unwilling to do work or improve their lives but what none of these people realize is that regulation regarding all aspects of life is at a point that's so utterly absurd, these people aren't even allowed to improve their lives.
People constantly spout how homeless people should simply get a job but the process to get a job is so absurdly complex and regulated that it's actually illegal to employ many if not most homeless people. This is because you have to prove you're of various correct statuses to be employed, the documents of which are required to do so, a homeless person likely has no access to if they even exist. Governments are so obsessed with things like keeping le heckin' illegals out and imaginary financial fraud that you are pretty much assumed guilty until proven innocent seeing as you have to prove you're of correct statuses to be employed.
Regarding documents more, a person also must supply their national identity number in order to have their earnings taxed. Even if a homeless person knows what their number is, unless they have the government-issued document to prove it, they can't get employment since their earnings and taxes can't be tracked. Furthermore, to open a bank account, you also need documents to prove your identity so even if a homeless person gets under-the-table pay, they don't really have a place to keep the money unless they hold it on their person. And because they're homeless, you can't really make anarchist arguments regarding wealth independence since they likely have no means to store their money outside of regulated means like banks.
You have to prove you're not an arbitrarily defined bad person through background checks and even credit checks in some cases so if you're an ex-convict, you can still be discriminated against even if you've fully faced your punishment. People often defend background checks, claiming "No one wants to hire criminals." when criminal background checks prove absolutely nothing regarding a person's present criminality. It only reveals their past criminal history, not whether they're currently a criminal which you are not going to know unless they end up being charged with a crime or victimize you. Because this discrimination is allowed and people's ignorance towards criminality makes them think any criminal history at all regardless of context means you're a no-good dirty criminal, this just encourages ex-cons to seep back into criminality, especially if they did crimes for money. If a place does hire ex-cons, they often still will conduct background checks just because. Oh and let's not also forget it's private companies that are paid for background and credit checks which even if you have absolutely no criminal history, still have your data without your consent.
Now let's assume a homeless person does have their documents and can get work and gets paid; well, now the private sector is gonna screw them over. You need a place to live and a way to get to work. Let's even assume you make enough money to afford an apartment and a car. Well too bad, you can't simply give someone money to live somewhere because law and private entities' own rules have overly regulated everything. Think a landlord is gonna just give you a place to live if you plop a bag of money on their desk? Think again! It's the exact same crap as getting job but with even more rules. You gotta prove you're not a no-good dirty heckin' illegal, you still gotta prove you're not a no-good dirty criminal, but you also gotta prove you make an arbitrary amount of money. Even if you're a millionaire, it doesn't matter if you can afford to pay your lease or even 10 upfront; apartments don't actually care and still require you have a good credit score so if you're like me and have never participated in the (social) credit system, you just straight up aren't allowed to rent from most apartments even if you can provably afford it. They also often have other arbitrary requirements like how you have to make three times the lease in pay to be allowed to live there so if you have limited employment because you're disabled or have some condition limiting your ability to work, you aren't allowed a place to live. It doesn't matter how frugal or financially savvy you are. Even if you can live just fine making only 50% over the lease, you must meet this arbitrary requirement. If a financially well-off person has to go through so much crap to rent an apartment, how the hell is a homeless person supposed to get to the point they can?
And now let's get into insurance or as I like to call it: financial rape and taxation by private entities. Now, insurance by itself isn't necessarily an evil thing but when laws exist that mandate it and force you to have insurance lest you be given a fine or even thrown in a cage, along with the fact insurance companies can just raise your rates more and more all while you can do nothing about it because of legal requirements, well it's no wonder everyone came together in a moment of harmony and celebration when that health insurance CEO got merced. For example, in the US, it's illegal to not have health insurance and you actually used be able to be fined for not having it, creating a catch 22 if you couldn't afford it. Furthermore, it's also a legal requirement in most places to have car insurance to drive and you will often need a car to be a functional member of society. But oh wait, because you're legally mandated to have it to drive along with the fact they can just raise your rates whenever they want, you're gonna have to be paying more and more for your premiums as time goes on and you can't do a damn thing about it other than cancel your insurance and just not drive. For example, these financial rapists nearly tripled my rates in a single goddamn year. How the hell is a homeless person supposed to get to the point of a functional life when even if they finally get back on their feet, they can just be financially raped by insurance companies that have nothing preventing them from just raising your rates indefinitely? Let's not also forget that in places like the US, only full-time workers are legally required to be given insurance benefits to help not be as financially raped so again, if you're disabled or have some condition that prevents you from working full-time or at all or just don't need to, you have to pay more for insurance than those who can better afford it which is sort of a regressive tax and I call insurance taxation by private entities because like taxes, if you don't pay for insurance, you can be fined and jailed. And I've just discussed health and car insurance; there's plenty more financial rape coming your way if you own a house, want life insurance, or whatever.
We've covered how regulation creates homelessness but I also believe it's a major reason for the rise in NEETs. The only thing that really separates homeless people from NEETs is that NEETs usually have some sort of means keeping them from being homeless. Both are often in their situation due to mental ailments which compounds with the fact regulation limits them and this creates a cycle where they can't function in society properly which worsens their mental health which worsens their ability to function in society and so on. What people don't understand about homeless people and NEETs is that they're not in their situation because they're bottom-feeding degenerates who won't get off their asses and find a job, it's that nearly every damn aspect of life has become so overly regulated that these people aren't even allowed to be functional members of society. I also believe this overregulation is a symptom of societal schizophrenia which I discuss in Our Schizophrenic Society.
Written 2025-12-7 Published 2026-1-1